Why I could not book a flat on time?

I did not book a flat when the rest of the world was doing so!

Impact & suffering:

1) Rs 1350 per square feet have now become Rs.3000 square feet. For an 800 sq feet home I made a virtual loss on Rs.1.3 million in one shot!
2) Convenience loss, comfort loss - by not booking at the correct locality
3) Criticism from people. "You are waste", "No house till now?" "What are you doing for these 10 donkey years?" "Where are all your savings for these years?"

I don't know do I really want to answer these questions!

Why I missed that opportunity?

1. I did not know that the opportunity was golden
2. I had one notion of buying house only with land - No hopes in apartment system as such.
3. Just bothered about the initial money deposit and the subsequent expenses, since I did not have that much money and I did not know some one, who can lend and leverage my position
4. Not wanted to go for a fresh loan, since only by that time the loan settlements were over.
5. I thought that the builders are not trust worthy. I was thinking that naturally some "gadbad" would happen
6. Assumed that the land prices would not shoot that much and I hoped that I can make one house after some years.
7. Living a very comfortable life in colony- ignoring that change is the only catalyst that can improve or deteriorate the life. But as Alvin Toffler said, I could not sense the rate of change that was happening around me. One can cope with changes, but not with the frenetic pace of the change, at least it was true for me.
8. By watching my peers, booking flats and other things, I personally felt that there is something "fishy" going on. Not trusting the reality!
9. Buying a house in Madurai is considered as the right one.
10. I thought that instead of buying something in Pune, I thought buying with land in Madurai would be a good investment. But situations changed, land rates in Madurai have become unrealistic when I had an idea of buying a house. I did not have any futuristic thinking.
11. My common sense was so blunt that I could not understand what others were doing around me and for what reasons they are doing it.
12. I was not brought up in an environment, where always there was excess money, so that it can be used at times of contingency.

I am NOT doing any justification for my act of not booking a flat on the right time ( again I dont know what "right" means). I am just telling my inefficiencies and my incompatibility with the "accepted smartness" or "accepted intelligence" of the common people. I am just giving the reasons on which, I based my decision. I feel that I even don't deserve to initiate any justification for my indecisiveness.

Action plan: Work hard, think hard, keep in touch with your environment, understand what people are doing around you (though it is difficult to do so), keep your eyes and ears open and watch like a silent spectator